Welcome to Virtual Fourthslot Limited. By accessing or using our website and services, you agree to be bound by these Terms of Use. Please read them carefully before proceeding.

1. Use of Services Virtual Fourthslot Limited provides online calendar templates and planning tools for personal and business use. By using our services, you agree not to engage in any unauthorized reproduction, distribution, or resale of our digital products.

2. Account Registration To access certain features, you may be required to create an account. You are responsible for maintaining the confidentiality of your account details and for all activities under your account.

3. Intellectual Property All content, including but not limited to templates, designs, and branding, is the intellectual property of Virtual Fourthslot Limited. Unauthorized use of our materials is strictly prohibited.

4. Purchases and Payments All purchases are final. Payments must be made through the approved payment methods on our website.

5. Limitation of Liability Virtual Fourthslot Limited shall not be liable for any direct, indirect, incidental, or consequential damages arising from the use of our products and services.